Quarrymoor Financial, a small-business funding service in Kingman, Arizona, works with owners across Mohave County, AZ by phone and online form. This page sets out the county's business figures, the sectors with the most employers, the license and permit steps owners sort out first, and the funding routes that fit local costs. Partners make credit decisions and set rates and terms.
| Mohave County, AZ locations with a payroll | 4,305 locations with a payroll (CBP 2023) |
|---|---|
| Businesses with no paid employees, county | 14,530 with no payroll at all (NES count, 2024) |
| Self-employed share, City of Kingman, AZ workers | 12.9%, margin of error 2.9 points (ACS 2020-2024) |
| Largest sector by employer establishments | Construction, with 672 employer locations (CBP 2023) |
What is the main industry in Kingman, AZ?
By count of employer establishments, construction leads Mohave County, AZ: 672 in 2023, followed by retail trade (643), health care and social assistance (518) and accommodation and food services (455), according to County Business Patterns 2023. By payroll, health care leads, with about $563.2 million. Those four sectors are where most of this site's industry pages sit.
Within the ZIP 86401 area the order is a little different: retail trade had 97 employer establishments, accommodation and food services 86, construction 71 and health care 66 (ZIP Business Patterns 2023). A ZIP area is not the city: the City of Kingman, AZ covers about 2.2% of ZIP 86401's land, so treat ZIP counts as area figures, not city counts.
Mohave County, AZ businesses in the census figures
| Measure | Value | Source |
|---|---|---|
| Mohave County, AZ locations with employees | 4,305 | County Business Patterns 2023 |
| Portion under five employees | 52.6% | CBP 2023 |
| Paid employees, county | 48,246 | CBP 2023 |
| Wages paid in a year, Mohave County, AZ | $2.17 billion | CBP 2023 |
| Businesses with no paid employees, county | 14,530 | Nonemployer Statistics 2024 |
| ZIP 86401 locations with employees | 633, of which 46.8% had under five employees | ZIP Business Patterns 2023 |
| Self-employed share, City of Kingman, AZ workers | 12.9% (margin 2.9 points) | ACS 2020-2024 |
| Self-employed residents, county / Arizona | 11.6% / 9.9% | ACS 2020-2024 |
| Residential units authorized, Mohave County, AZ | 2,241 units (2023); 2,543 (2024); 1,817 (2025) | Building Permits Survey |
The self-employment figures split further: 4.2% of employed City of Kingman, AZ residents worked in their own incorporated business and 8.7% in an unincorporated one (ACS 2020-2024). Most owner-operators, in other words, run sole proprietorships or similar, which matters when a partner asks how the business is registered.
Local industries with their own pages
The four sectors above map onto the industry pages that match them: contractor business loans, restaurant business loans, medical practice loans and auto repair shop funding. Nine more, from motels to accounting firms, are on the full industry list.
Kingman, AZ business license and Mohave County, AZ paperwork
Partners verify that a business is registered and licensed in its own name. A City of Kingman, AZ business license, a current Arizona Corporation Commission record for an LLC or corporation, and any trade license should all match the name on the bank account. The City of Kingman, AZ business license guide explains how to check city and Mohave County, AZ license records before you apply.
Commercial real estate and premises in Kingman, AZ
Owners looking at Kingman, AZ commercial property for sale or rent should confirm zoning and permit needs before signing, because a build-out that cannot be permitted cannot be financed. The Mohave County, AZ building permits and zoning checklist covers city and county jurisdiction. Quarrymoor does not arrange commercial mortgages; it does arrange term loans for build-outs and equipment for the space.
A small business for sale in Kingman, AZ
Buying an existing business is a common route to ownership. Partners review the seller's records, what the price includes (equipment, inventory, lease, goodwill) and the buyer's experience. Purchases are usually term loans; see the six-route comparison and the posts on buying a motel or a franchise on the blog. For day-to-day costs after the purchase, working capital and equipment financing are the usual tools.
Real estate and leasing firms in the Kingman, AZ census figures
An owner looking at Kingman, AZ commercial real estate may be weighing a lease or a purchase. The census counts describe the businesses in that trade, not the property market itself. Mohave County, AZ had 303 real estate and rental employers in 2023, and 87.8% of them had fewer than five employees (County Business Patterns 2023). Within ZIP 86401 the figure was 44 such employers, 93.2% of them under five employees (ZIP Business Patterns 2023). Separately, Nonemployer Statistics 2024 counted 1,981 real estate businesses in the county with no paid employees.
Once a lease or purchase is settled, the funding Quarrymoor arranges goes into the space itself: a term loan for the build-out, equipment for the fit-out, and working capital for the months before opening.
Employer size in Mohave County, AZ, by band
| Employees | Establishments |
|---|---|
| Fewer than 5 | 2,265 |
| 5 to 9 | 893 |
| 10 to 19 | 572 |
| 20 to 49 | 409 |
| 50 to 99 | 119 |
| 100 to 249 | 38 |
| 250 to 499 | 6 |
| 500 or more | withheld by the Census Bureau |
Bands above 499 employees are not published for the county, so this table cannot say how many large employers there are. Within ZIP 86401, the 633 employer establishments reported 9,039 employees and about $387.7 million in annual payroll (ZIP Business Patterns 2023).
For a funding request, the size band matters less than the records. A five-person shop and a forty-person contractor both start with bank statements, the state entity record and a clear purpose for the money.
Quarrymoor Financial's Kingman, AZ address and phone
Mail and the map pin both point to 411 E Beale St, Kingman, AZ 86401, and the phone line is (928) 436-7264. Requests move by phone call and online form, not by appointment. More about Quarrymoor and contact details with a map are on their own pages, and nearby communities are listed on the areas served page.
Kingman, AZ businesses we help
Quarrymoor Financial works with Kingman, AZ businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Documents to have ready
- Business checking statements covering roughly the last quarter or two
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
- For equipment, the seller's quote with make, model and price
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
The steps after your first call
- You call (928) 436-7264 or send the short request form. When we speak, we go over what the money is for, how long you have been in business and roughly what the business brings in.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Everything can be handled by phone or online from Kingman, AZ.
By Quarrymoor Financial · Updated
